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Spread your commercial flooring investment over 1-5 years. Keep capital in your business and pay just 1% more at the end of your term to own it outright.
End of Term
Pay 1% to own it
The key reasons why most organisations now use finance to fund commercial flooring projects.
Rentals are 100% allowable against Corporation Tax, maximising your tax efficiency.
Keep your cash in the business to spend on items with higher returns instead of depreciating assets.
You decide the rental term, payment frequency, and deposit. You can even upgrade before the end.
Fixed repayments over the 1-5 year rental period makes internal budgeting and planning simple.
Pay for the equipment and flooring as you use it, as opposed to paying massive upfront costs.
Your existing bank credit lines and loan facilities remain completely unaffected.
Choose between 3-year and 5-year plans to suit your operational budget. Keep your cashflow intact while upgrading your space.
| Project Value |
3 YEAR
Monthly Payment
|
5 YEAR
Monthly Payment
|
|---|---|---|
| £2,000 |
£69.30
Total: £2,494.80 (8.25% Flat)
|
£46.50
Total: £2,790.00 (7.90% Flat)
|
| £5,000 |
£170.90
Total: £6,152.40 (7.68% Flat)
|
£113.75
Total: £6,825.00 (7.30% Flat)
|
| £10,000 |
£339.50
Total: £12,222.00 (7.41% Flat)
|
£225.00
Total: £13,500.00 (7.00% Flat)
|
| £25,000 |
£657.00
Total: £31,535.00 (6.54% Flat)
|
£551.00
Total: £33,060.00 (6.45% Flat)
|
| £50,000 |
£1,653.50
Total: £59,526.00 (6.35% Flat)
|
£1,091.00
Total: £65,460.00 (6.18% Flat)
|
| £100,000 |
£3,232.00
Total: £116,352.00 (5.45% Flat)
|
£2,128.00
Total: £127,680.00 (5.54% Flat)
|
For certain areas we can specify loose-lay systems (e.g., Milliken TractionBack 2.0) that are installed without adhesive—helping you recover, reuse or refresh at the end of your term.
Zero wet adhesive curing time required during installation.
Uplift tiles or planks to reuse, relocate, or resell (subject to condition).
Choose the 1% end-of-term purchase option to own the flooring outright.
Note: Suitability depends on product selection, substrate condition and project requirements. Ask Selby to confirm loose-lay eligibility for your specific areas.
Loose lay (no adhesive)
Performing floor throughout term
Lift & reuse / resell or 1% own-it
Finance agreements are available from £1,000+VAT, ranging from 1 to 5 years. Follow this simple, transparent path to upgrade your commercial space without the upfront capital expenditure.
Credit acceptances often within 24 hours.
Selby conducts a professional survey of your floor and sends your detailed project quotation.
We will also provide you with a free, no-obligation leasing quote alongside your survey results.
Review the options and confirm your preferred rental term (1-5 years) & the total amount to finance.
We process your application and aim to obtain a full credit acceptance within 24 hours.
The final rental agreement is securely emailed to you. Simply review, sign, and return it to us.
Our expert team arrives on-site. Your new commercial flooring is professionally supplied and installed.
You confirm you are completely satisfied with the completion, and only then do your repayments start.
Get in touch with the Selby team today to arrange your free site survey and discover your tailored leasing options.